6 Months in Lisbon: Keep the NYC Apartment or Break the Lease?

The Three-Option Comparison

You’re going to Lisbon for 6 months. You have a $4,000/month NYC apartment. The math:

OptionTotal cost (6mo)Logic
A: Keep apartment empty$36,000$4K rent × 6 + $2K Lisbon × 6
B: Sublet at 70% recovery$19,200$1.2K rent × 6 + $2K Lisbon × 6
C: Break lease + storage$30,950$12K Lisbon + $11K break-fee+move + $1.2K storage + $6.75K re-entry Airbnb

Option B wins by $11,750 vs option C and $16,800 vs option A. The arithmetic favors sublet for 6-month trips with strong sublet markets.

When Each Option Wins

The break-even shifts with trip duration and sublet recovery:

Trip durationStrong sublet (70%+)No sublet (illegal)
1-2 monthsA or B (close)A
3-6 monthsB clear winnerA barely beats C
7-9 monthsB winningC catches up
10-18 monthsB vs C closeC clear winner

The takeaway: short trips reward keeping a home base (B if legal, A if not). Long trips reward severing the apartment (C). The middle months are flat-ish — go with whichever has fewer logistics.

Where this scenario doesn’t apply

  • Pets, partners, dependents. Subletting with a partner staying changes the math entirely — the partner is paying rent, you can do option B with 100% recovery.
  • Furniture you can’t replace. If your apartment has irreplaceable furniture or sentimental items, storage cost during option C is more than the $200/mo line item suggests — emotional cost matters too.
  • Lease ending naturally during trip. If your 1-year lease ends in month 8 of a 12-month trip, option C becomes free (no break-lease fee). The math overwhelmingly shifts to C.
  • Rent-controlled apartments. In NYC, SF, LA, breaking a rent-controlled lease and trying to find another rent-controlled unit later might be impossible. The “savings” from option C is illusory if you can’t replace the deal.
  • Subletting via Airbnb. Even if technically legal, Airbnb subletting often violates lease language. Many tenants have been evicted for unauthorized short-term rentals. Verify your lease and your city law specifically.

What to actually do

  1. Read your lease before assuming sublet is allowed. Look for clauses on subletting, short-term rentals, occupancy by non-tenants. NYC and SF buildings often have these.
  2. Check city law on short-term rentals. Numbeo isn’t authoritative — your specific zoning matters.
  3. For 9+ month trips, default to option C unless you have strong attachment reasons.
  4. For 3-6 month trips with confirmed sublet rights, option B is almost always the answer.
  5. Pad re-entry estimate by 50% if returning to a tight market (SF, NYC, Boston in academic-cycle months).
  6. Pair with the Sabbatical ROI tool to see how housing decisions affect total sabbatical cost.

Open the Slow Travel vs Rent calculator → and run your specific months, rent, and sublet recovery numbers. The cheapest option flips at predictable thresholds — knowing yours saves $5-15K on a typical mid-length trip.

Want to try it yourself?
Open the interactive simulator and run the numbers yourself.
Open tool →
Related articles