Make better money decisions, one simulation at a time.

Free financial simulators you can trust. Your data stays in your browser, always.

What are you thinking about?
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Should I buy it or keep paying monthly?
See the real cost of owning vs. subscribing, including what your money could earn elsewhere.
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How much will my money really grow?
Compound interest with inflation adjustment — see the real return, not the nominal one.
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Is it better to rent or buy a home?
Compare the full financial picture, not just the monthly payment.
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Can I actually retire early?
Simulate thousands of possible futures to see how likely you are to reach financial freedom.
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Browse by dimension 206 tools →
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Financial Tools
41 simulators
"Will I have enough?"
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Career & Psychology
15 simulators
"Am I on the right path?"
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Health & Habits
11 simulators
"What will this habit cost me?"
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Time & Productivity
12 simulators
"What is my time really worth?"
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Learning & Skills
9 simulators
"Is this worth learning?"
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Housing & Property
16 simulators
"Is this the right place to live?"
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Family & Life Events
11 simulators
"Am I prepared for the big moments?"
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Sustainability & Green Living
5 simulators
"Is my lifestyle hurting the planet?"
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Entrepreneurship
22 simulators
"Is working for myself viable?"
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Transportation & Vehicles
6 simulators
"What is my car really costing me?"
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Investing & Wealth Building
12 simulators
"Is my money working hard enough?"
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Risk & Resilience
12 simulators
"What if something goes wrong?"
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Retirement & Aging
13 simulators
"Will my money outlast me?"
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Debt & Credit
12 simulators
"Am I paying more than I have to?"
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Relationships & Money
14 simulators
"Love is free. The logistics aren't."
🎓
Education & Student Debt
14 simulators
"Will the degree pay off?"
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Tax Strategy
17 simulators
"Pay the right amount, not a dollar more"
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Digital Spending & Subscriptions
14 simulators
"The recurring charges no one reviews"
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Estate Planning
14 simulators
"What you leave, and what gets taken"
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Caregiving & the Sandwich Generation
11 simulators
"What caring for an aging parent actually costs — in dollars and in career"
Try it right now
More tools
💰 How much do I need to retire?
Calculate your target number based on your lifestyle.
🔥 What's my real inflation rate?
Build your personal spending basket. Your inflation is not the CPI.
💸 Pay off debt faster or invest?
See which strategy puts you ahead over time.
💡 What would this cost if invested?
See the hidden cost of every spending decision.
📊 Invest all now or spread it out?
Monte Carlo: lump sum vs DCA win rates.
🏃 Is exercise worth the money?
Healthcare savings vs gym costs over 10 years.
⏱️ What's my real hourly rate?
Your true pay after commute, prep, and expenses.
🎯 Is learning this skill worth it?
Time + money invested vs salary increase.
👶 How much to raise a child?
From birth to 18 — the full cost breakdown.

Is this stock fairly priced?

Just enter the stock price and earnings — the toolbox figures out which methods you can use.

The more you fill in, the more methods light up:
P/E Graham P/B Dividend PEG P/S DDM FCF Yield DCF EV/EBITDA P/E River
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