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Family & Life Events
"Am I prepared for the big moments?"
Plan for the milestones that define life — children, weddings, education, moving, and sustainable living.
8
planners
No surprises
full cost breakdowns
Private
data never leaves your browser
What questions can you answer?
? How much will it really cost to raise a child to 18? ? How much should I save monthly for my child's college? ? What's the real total cost of my wedding? ? Should I adopt a pet given the true lifetime cost? ? Will moving to a cheaper city actually save me money? ? How much CO2 do I generate and what would it cost to offset?
Big decisions deserve a simulation first
Life's biggest financial decisions — having children, getting married, moving cities — are rarely talked about honestly. These tools give you the full picture: not just the sticker price, but the opportunity cost of capital, the long-term compounding effects, and what it would take to prepare. No judgment, just numbers.
All 8 planners
Children & Education
3Raising kids and the savings runway behind their education.
Life Events
3Weddings, moves, pets — the one-time decisions that lock in years of cashflow.
Lifestyle Choices
2Sustainability decisions and their financial side.
Frequently asked questions
How much does it really cost to raise a child?
The USDA estimates ~$233,000 to raise a child to age 17 in the US (2015 dollars). Adjusted for inflation and including college, the real figure is often $300,000–$500,000+. Our child-raising cost tool breaks this down by category and lets you adjust for your location, lifestyle, and whether you plan to include college costs.
When should I start saving for my child's college?
As early as possible — compound growth is most powerful over long time horizons. Starting at birth vs age 10 can reduce required monthly contributions by 60%+ for the same target amount. Our college savings calculator shows exactly how much you need to save per month at different starting ages.
Is moving to a cheaper city actually worth it?
Sometimes — but there are hidden costs: moving expenses, breaking leases, lost social capital, and a job search in a new market. Our moving cost calculator lets you factor in all these costs, then shows how many months it takes to break even based on the monthly savings from the cheaper cost of living.
What are the hidden costs of pet ownership?
Food and vet bills are just the start. Add grooming, boarding, insurance, toys, training, and end-of-life care — a dog typically costs $15,000–$30,000 over its lifetime, a cat $10,000–$20,000. Our pet cost calculator breaks all of this down with no surprises.
What's the opportunity cost of an average $35K wedding?
Invested at 7% real return for 30 years, $25K of wedding-budget savings (the gap between a $35K and $10K wedding) compounds to roughly $190K of forgone retirement wealth. The $10K wedding is the same legal outcome and similar memories — couples should know both numbers before deciding.
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