#capital-gains
2 articles
Holding a $1M Stock Position to Death Instead of Selling Now Can Leave Heirs $290K Richer
IRC §1014 resets an inherited asset's cost basis to its value at death — erasing decades of unrealized gains for tax purposes. We ran the 15-year hold-vs-sell math on a real position size.
Early Retirees Can Sell Appreciated Stock Completely Tax-Free — the 2025 0% LTCG Bracket Tops Out at $48,350
Tax-loss harvesting is well known. Tax-gain harvesting is the less-famous mirror move — and it's arguably more valuable in a genuinely low-income year.