Raising Your Homeowners Deductible From $1,000 to $2,500 Saves $300/Year — Here's the Breakeven
We ran a $300/year premium discount for raising a homeowners deductible from $1,000 to $2,500 through the calculator: breakeven is 0.2 claims/year (1 every 5 years), well above the III's ~1-in-12-year average claim frequency.