#early-retirement

2 articles

Retire 7 Years Earlier in Lisbon: the FIRE-Abroad Math

$1.95M for US retirement vs $1.0M for Lisbon. Same lifestyle, half the savings target. The COL × healthcare double-discount that makes 'retire abroad' the highest-leverage FIRE move tech workers don't take.

Can I Retire at 40 on $80K? We Ran 5,000 Monte Carlo Paths to Find Out

A 25-year-old earning $80K, spending $40K, investing the rest. The simple 17-year math says yes — but a 5,000-path simulation says the survival rate is only 68%. Here's why, and what fixes it.