#elder-care

We priced 5 days a week of adult day care at $85/day ($21,250/year) against the same coverage in paid home-aide hours ($76,500/year) — the option between quitting a job and a full facility move that most working caregivers overlook.

We ran a $15,000 home modification budget against a $5,900/month assisted-living alternative — if it buys 3 more years at home, the breakeven arrives in 3.8 months and net savings hit $125,400.

We ran a real 3-sibling scenario — a doctor, a teacher, and a freelancer — through equal, proportional, and hybrid cost splits. The 'fair' answer changes completely depending on which one you pick.

We ran the 2024 Genworth/CareScout Cost of Care Survey numbers side by side across all four common care types. The gap between the cheapest and most expensive option is over $56,000 a year.