Net Worth Benchmarks: 1× Salary at 30, 3× at 40, 6× at 50, 10× at 60
$55K starting salary, 20% savings, 7% returns: hits 1.74× at 30, 4.1× at 40, 7.7× at 50, 14.4× at 60. The Fidelity benchmarks are achievable for consistent savers — and roughly double the actual US median, which is the gap to close.