#index-funds

2 articles

90% of Pros Lose to the Index. The Math Is Unkind to Stock Pickers.

Over 15 years, ~88% of US active funds underperform their benchmark (SPIVA 2023). Individual stock pickers do worse. Here's why, and the small carve-out where stock picking still makes sense.

A 1% Fund Fee Isn't a 1% Reduction — On $10K Plus $500/Month It's About $230K Over 30 Years

The arithmetic is straightforward but most people don't internalize it until they see the chart. We ran the compounding math behind the core argument for low-cost index investing.