#long-term-care

2 articles

A 60-Year-Old Pays ~$1,900/Year for $165K of Long-Term Care Coverage — Does It Beat Self-Funding?

The 2025 AALTCI Price Index shows LTC premiums roughly triple from age 55 to 70 for the same benefit. We compared buying young against just investing the premium instead.

$70,800/Year for Assisted Living vs $127,750 for a Nursing Home Private Room

We ran the 2024 Genworth/CareScout Cost of Care Survey numbers side by side across all four common care types. The gap between the cheapest and most expensive option is over $56,000 a year.