How much does working from home save you?

Typical remote worker saves $4K-$8K/year in direct costs (commute, food, wardrobe) plus 200-400 hours/year of reclaimed time. The time value often doubles the dollar savings.

How the math works

net savings = (commute + food + wardrobe + parking) − (home office setup + utilities + internet upgrade)

Then add the time value: 200-400 hours/year of reclaimed commute hours × your time-value rate. The dollar savings ($4K-$11K) often double when time value is included.

Tax equivalence: $11,600 of expense savings is roughly equivalent to a $15K+ pre-tax raise (depending on your bracket). The savings hit your wallet directly without going through tax — they're post-tax dollars by definition.

Math runs locally. Inputs never leave your browser. Source on github.

Real-world scenarios