How much does working from home save you?
Typical remote worker saves $4K-$8K/year in direct costs (commute, food, wardrobe) plus 200-400 hours/year of reclaimed time. The time value often doubles the dollar savings.
How the math works
net savings = (commute + food + wardrobe + parking) − (home office setup + utilities + internet upgrade)
Then add the time value: 200-400 hours/year of reclaimed commute hours × your time-value rate. The dollar savings ($4K-$11K) often double when time value is included.
Tax equivalence: $11,600 of expense savings is roughly equivalent to a $15K+ pre-tax raise (depending on your bracket). The savings hit your wallet directly without going through tax — they're post-tax dollars by definition.
Math runs locally. Inputs never leave your browser. Source on github.
Real-world scenarios
- $11,600/year of remote-work savings = $15,263 pre-tax raise equivalent — full breakdown of commute, food, wardrobe, parking, plus the home-office offset costs.
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