一次投入還是分批進場最後更新 2026 年 4 月 13 日模擬數千種市場情境看看單筆投入和定期定額哪個贏的機率更高 astro island astro slot astro static slot display:contents function let e async e await await e self.Astro self.Astro only e window.dispatchEvent new Event astro:only function function e t babel helpers typeof return e typeof Symbol function typeof Symbol.iterator symbol function e return typeof e function e return e typeof Symbol function e.constructor Symbol e Symbol.prototype symbol typeof e e t function t t n if e t object t return t var r t Symbol.toPrimitive if r void 0 var i r.call t n default if e i object return i throw TypeError toPrimitive must return a primitive value return n string String:Number t function n n var r t n string return e r symbol r:r function r e t r return t n t in e Object.defineProperty e t value:r enumerable 0 configurable 0 writable 0 e t r e let i __PURE__ new Set __proto__ constructor prototype let e 0 e a e 1 e n e 2 e new RegExp e 3 e new Date e 4 e new Map n e 5 e new Set n e 6 e BigInt e 7 e new URL e 8 e new Uint8Array e 9 e new Uint16Array e 10 e new Uint32Array e 11 e 1 0 e t t let n r t return n in e e n r void 0 n e e.map t a e typeof e object e e:Object.fromEntries Object.entries e map e n e t n class o extends HTMLElement constructor e super e r this Component void 0 r this hydrator void 0 r this hydrate async var e if this.hydrator this.isConnected return let t e this.parentElement null void 0 e.closest astro island ssr if t t.addEventListener astro:hydrate this.hydrate once 0 return let n this.querySelectorAll astro slot r i this.querySelectorAll template data astro template for let e of i let t e.closest this.tagName t null t.isSameNode this r e.getAttribute data astro template default e.innerHTML e.remove for let e of n let t e.closest this.tagName t null t.isSameNode this r e.getAttribute name default e.innerHTML let o try o this.hasAttribute props a JSON.parse this.getAttribute props catch e let t this.getAttribute component url n this.getAttribute component export throw n t export n console.error hydrate Error parsing props for component t this.getAttribute props e e await this.hydrator this this.Component o r client:this.getAttribute client this.removeAttribute ssr this.dispatchEvent new CustomEvent astro:hydrate r this unmount this.isConnected this.dispatchEvent new CustomEvent astro:unmount disconnectedCallback document.removeEventListener astro:after swap this.unmount document.addEventListener astro:after swap this.unmount once 0 connectedCallback if this.hasAttribute await children document.readyState interactive document.readyState complete this.childrenConnectedCallback else let e document.removeEventListener DOMContentLoaded e t.disconnect this.childrenConnectedCallback t new MutationObserver var t t this.lastChild null void 0 t.nodeType Node.COMMENT_NODE this.lastChild.nodeValue astro:end this.lastChild.remove e t.observe this childList 0 document.addEventListener DOMContentLoaded e async childrenConnectedCallback let e this.getAttribute before hydration url e await import e this.start getRetryImportUrl e let t new URL e document.baseURI return t.searchParams.set astro retry Date.now toString t.toString async importWithRetry e try return await import e catch t return await new Promise e setTimeout e 1e3 import this.getRetryImportUrl e handleHydrationError e let t this.getAttribute component url n new CustomEvent astro:hydration error cancelable 0 bubbles 0 composed 0 detail error:e componentUrl:t this.dispatchEvent n console.error astro island Error hydrating t e async start let e JSON.parse this.getAttribute opts t this.getAttribute client if Astro t void 0 window.addEventListener astro t this.start once 0 return try await Astro t async let e this.getAttribute renderer url try let t default:n await Promise.all this.importWithRetry this.getAttribute component url e this.importWithRetry e Promise.resolve default r this.getAttribute component export default if r.includes this.Component t for let e of r.split if i.has e this.Component typeof this.Component object typeof this.Component function Object.hasOwn this.Component e throw Error Invalid component export path r this.Component this.Component e else if i.has r throw Error Invalid component export path r this.Component t r return this.hydrator n this.hydrate catch e return this.handleHydrationError e e this catch e this.handleHydrationError e attributeChangedCallback this.hydrate r o observedAttributes props customElements.get astro island customElements.define astro island o 你可能也想試試複利計算器我的錢能長多大 FIRE 計算器我能提早退休嗎股息收入靠股息能月領多少遺憾模擬器比較做與不做的遺憾橫跨 1 5 10 年時間軸恐懼會消退遺憾會成長 Value Averaging vs DCA Edleson 價值平均法對 5 種市場走勢終值 IRR 以及 VA 默默要求的高峰現金壓力拖延成本計算器晚 1 年開始投資學習運動長期差多少定期定額成本約 2 預期報酬買到的是真實的行為保險定期定額在 10 年期上輸給單筆投入約 1 2 預期報酬那個差距是對抗恐慌賣出的保險費對許多投資人來說這筆錢值得付 90 專業基金輸給指數數學對選股者不友善 15 年下 88 美國主動基金跑輸指標 SPIVA 2023 個人選股者表現更差為什麼以及選股仍合理的小例外 150 萬獎金單筆投入 67 機率打敗定期定額剩下的 33 才是故事 Vanguard 研究和我們的蒙地卡羅模擬都得到同樣答案單筆約三分之二的時間勝出有趣的問題是定期定額勝出的那三分之一發生什麼事以及你撐不撐得過去